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Finance Introduction

All Finance Products
One free introduction. Every time.

OFFLEND introduces UK businesses and homeowners to the right FCA-regulated specialist — business loans, bridging finance, commercial and residential mortgages. We are not a lender. We match you, then step back. Our introduction is always free.

✓Free to you — always ✓FCA regulated partners only ✓We run no credit searches ✓Commission disclosed in writing ✓5 finance products
Our Products

From £1k to £50m — the right fit

Every introduction is free to you. Timelines and lending criteria shown below are published by our FCA-regulated partners — not Offlend.

⚡ Most Popular · Business Finance

Business Loan — from £1,000

A revolving flexi-loan for working capital, growth or equipment. Draw what you need, repay early at no cost, redraw immediately. No collateral required to £500k.

£1,000 to £500,000 unsecured
No collateral required to £500k
Sole traders, partnerships and limited companies
Imperfect credit and bank rejections considered
Zero early repayment charge — redraw same day
Partner figures — FRN 723010: Lender decisions as fast as 60 minutes. Funds typically within 24 hours of lender approval. Business lending subject to status.
£1k – £500k unsecured
FCA regulated lender · FRN 723010
Get Introduced Free → Learn more →
🏛 Property Finance · Bridging

Bridging Finance — £100k–£25m

Short-term property lending for auction purchases, chain breaks, refurbishment and development. 400+ specialist lenders via our FCA-regulated broker partner.

£100k to £25m
Auction, chain break, refurb and development
First and second charge available
Previously declined cases considered
400+ specialist lenders via our broker partner
Partner figures: Funds typically 3–10 working days after lender approval. 30+ years' broker experience. Some bridging loans are not regulated by the FCA.
£100k – £25m
Via FCA-regulated broker · 400+ lenders
Get Introduced Free → Learn more →
🏭 Commercial · Business Premises

Commercial Mortgage — £100k–£50m

Not a residential mortgage. Finance for offices, retail, industrial and investment properties. Whole-of-market commercial panel. Owner-occupied and investment.

£100k to £50m
Owner-occupied and investment
Ltd Co, LLP and SPV structures
Whole-of-market commercial panel
Important: Commercial mortgages are not regulated by the FCA. Terms confirmed in writing by the lender before any commitment. Introduced via our regulated broker partner.
£100k – £50m
Via FCA-regulated broker · Whole-of-market
Get Introduced Free → Learn more →
🏠 Mortgages · Homeowners · FRN 766509

Residential Mortgage — 90+ Lenders

For homes, not business premises. Whole-of-market advisers search 90+ lenders. Self-employed and complex income welcome. Introduced via our FCA-regulated mortgage adviser.

90+ lenders searched by our FCA-regulated adviser
First-time buyers from 5% deposit
Self-employed and complex income welcome
£50k to £2m+
Partner figures — FRN 766509: AIP typically 24–48 hours at adviser's discretion. Full application to completion typically 4–8 weeks. Your home may be repossessed if you do not keep up repayments.
From 5% deposit · £50k–£2m+
FCA regulated adviser · FRN 766509
Get Introduced Free → Learn more →
🔑 Property Investment · Buy-to-Let

Remortgage & Buy-to-Let

Fixed rate ending? Building a property portfolio? Whole-of-market advisers search every lender. Ltd company (SPV), HMO and holiday let all considered.

BTL from 20–25% deposit
Ltd Co / SPV, HMO and holiday let
Portfolio landlords considered
Whole-of-market search via our adviser (FRN 766509)
Important: Some buy-to-let mortgages are not regulated by the FCA. Terms confirmed by the adviser before any application. Your home may be repossessed if you do not keep up repayments.
From 20% deposit · Whole-of-market
FCA regulated adviser · BTL specialist
Get Introduced Free → Learn more →

Not sure which product fits?

Tell us your situation in a few lines. We will match you to the right specialist — no credit searches from us, no obligation, no cost.

Tell us what you need → 📞 07460648455

We run no credit searches · Our introduction is always free · FCA regulated partners only

Simple Process

How an Offlend
introduction works

We receive your enquiry, match you to the right specialist, then step back. The specialist manages everything from that point.

1

Quick enquiry

Tell us what you need — a few short questions about your finance type, amount and situation. We run no credit searches at any stage.

Under 60 seconds
2

We identify your specialist

We review your situation and identify the most suitable FCA-regulated specialist from our partner network based on your specific needs.

Same working day
3

Specialist contacts you

Your matched lender, adviser or broker contacts you directly to discuss your options. Timescales depend on their availability — we cannot promise same-day contact.

4

Finance arranged

Your specialist manages the full process — application, decision, documentation and completion. Timelines are per the lender’s published terms.

£0

OFFLEND’s fee to every client — our introduction is always free to you

90+

Lenders on our whole-of-market residential mortgage panel via our adviser (FRN 766509)

400+

Specialist commercial and bridging lenders accessible via our FCA-regulated broker partner

5

Finance products across business lending, bridging, commercial and residential mortgages

FCA-Regulated Partners

Whole-of-market access.
Every partner FCA regulated.

Every lender, adviser and broker we introduce you to is authorised and regulated by the Financial Conduct Authority. Full partner details disclosed in writing before any application.

Business Lender Business Finance FCA FRN 723010

£1k–£500k · Flexi revolving credit · No collateral to £500k

Commercial Broker Bridging & Commercial

£100k–£50m · 400+ specialist lenders · 30+ years’ experience

Mortgage Adviser Retail Mortgages FCA FRN 766509

90+ lenders · Residential, BTL, remortgage · Self-employed welcome

All introductions are to independently FCA-authorised and regulated specialists. Full partner details are disclosed in writing before any application. Our service is free to you.

Why OFFLEND

Why OFFLEND vs going direct?

RouteProducts shownCost to youMatch quality
✓ OFFLENDWhole market — 90–400+ lenders£0 alwaysMatched to right specialist first time
Your bank directlyTheir products onlyFree but limitedRigid criteria — many declined
Comparison websitePaying advertisers onlyFree to browseGeneric — not matched to you
Tied brokerLimited panel only£500–£2,000+ feesPanel-restricted
Common Questions

Your questions answered

OFFLEND is a free introduction service. We connect you to the right FCA-regulated specialist — business loan, mortgage, bridging or commercial mortgage. We are not a lender. We receive a commission from the lender when you complete. You pay us nothing, ever. This is always disclosed in writing before you proceed.
OFFLEND runs no credit searches at any stage — not even a soft search. Any credit assessment is carried out by the lender directly, with your explicit consent, only when you formally apply for a specific product. The nature of any search the lender runs is confirmed to you before you proceed.
Yes — this is one of the most common situations we help with. Our panel includes specialist lenders who consider complex income, self-employed applicants, previous credit issues and non-standard properties. A bank rejection is rarely the end of the road — it usually means you were speaking to the wrong lender.
Business loans via our FCA-regulated lending partner (FRN 723010) can receive lender decisions in as little as 60 minutes, with funds typically in your business bank account within 24 hours of the lender’s approval. Our enquiry form takes approximately 60 seconds to complete.
For residential mortgages and first-time buyers, most lenders require a minimum 5–10% deposit. Buy-to-let typically requires 20–25%. Our whole-of-market advisers (FRN 766509) will explain which products are available at your deposit level — free of charge.
A residential mortgage is for a property you or your family will live in. A commercial mortgage finances business premises, investment property or development sites — not homes. The lending criteria, lender panel, regulatory framework and FCA coverage are completely different. Commercial mortgages are generally not regulated by the FCA.
Finance Guides

Plain-English finance guides

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Business Loan Rejected by My Bank — What to Do Next

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Business Loan With No Collateral UK — Unsecured Finance Guide

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View All Guides →

The right expert. You pay nothing.

Business loans from £1k · Mortgages from 5% deposit · Bridging from £100k · Commercial mortgages to £50m. Start your free introduction — no credit searches from us, no obligation.

Get Introduced Free → 📞 07460648455

FCA regulated partners · No fees to you · We run no credit searches · Commission disclosed in writing · No obligation