OFFLEND is a free introduction service — not a lender. We connect you to the right FCA-regulated business lender. You deal directly with them. We receive a commission from the lender when you complete. You pay nothing to OFFLEND.
Business Flexi-Loan — £1,000 to £500,000
A revolving credit facility that lets you draw what you need, when you need it. You only pay interest on the funds you actually draw. Repay early at no cost and redraw immediately.
- Draw down any amount up to your credit limit — any time
- Zero early repayment charge — redraw the same day
- Pay interest only on funds you actually draw
- 5-minute digital application — no branch visits required
- Decision in as little as 60 minutes
- No collateral required for loans up to £500,000
- Sole traders, partnerships and limited companies all welcome
What Can a Business Loan Be Used For?
- Working capital and cash flow management
- Stock and inventory purchase
- Equipment and asset purchase
- Business expansion and new staff
- VAT or HMRC tax bill payments
- Marketing and growth campaigns
Who Qualifies?
- Trading history: from 6–12 months minimum
- Business type: sole trader, partnership, limited company or LLP
- Credit history: imperfect credit considered
- A bank rejection does not disqualify you — different criteria apply
Important: OFFLEND PARTNERS LTD (Co. No. 16810082) is a registered introducer. Business finance is introduced to an FCA-regulated lender (FRN 723010). We are a credit broker, not a lender. Business lending is subject to status and affordability. Terms confirmed by the lender before you accept.
How the Introduction Works
- 60-second check: Loan amount, purpose and trading history. No credit check at this stage.
- Immediate match: We identify the right lender based on your business profile.
- Fast decision: The lender assesses digitally. Decision typically within 60 minutes.
- Funds in your account: Once approved, funds transfer — often within 24 hours.
Frequently Asked Questions
Ready to apply for business finance?
Free introduction · Decisions from 60 minutes · No credit impact · FCA regulated lender
FCA regulated partners · No fees to you · Soft check only · No obligation