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Our Story

Connecting UK businesses
to the right finance

OFFLEND PARTNERS LTD was founded on a simple belief: accessing business finance and mortgages in the UK should not require navigating a maze of conflicting products, hidden fees and confusing jargon. We are a free introduction service — not a lender.

✓Free introduction service ✓FCA regulated partners only ✓No fees to you, ever ✓Registered in England & Wales
Our Mission

The right specialist. The right product. The first time.

Most UK businesses go to their bank first — and are declined. Most homebuyers use a comparison website that shows only paying advertisers. OFFLEND exists to close that gap. We match your specific situation to the right specialist — not the loudest advertiser.

£0
Our fee to every client, always
100%
FCA regulated introductions only
4
Finance verticals: loans, bridging, commercial, mortgages
UK
Based in Colchester, Essex. Serving all of England & Wales

What OFFLEND is — and is not

OFFLEND IS
  • ✓A registered credit broker and introducer
  • ✓A free service — you pay nothing to us
  • ✓Paid a commission by the lender on completion
  • ✓Required to disclose that commission in writing
OFFLEND IS NOT
  • ×A lender — we do not lend money
  • ×A mortgage adviser — advice is given by our FCA-regulated adviser partner (FRN 766509)
  • ×A comparison site — we do not list paying advertisers

OFFLEND PARTNERS LTD (Co. No. 16810082) is registered in England & Wales. Registered address: 36 Axial Drive, Colchester, Essex CO4 5RY. Director: Rajnish Kumar.

Our Principles

How we work

Match, don't list

We do not generate a list of generic options. We analyse your situation and match you to one right specialist. One call. One expert. One shot at the right product.

Transparency, always

We are paid a commission by the lender when you complete. We disclose that commission in writing before you proceed. No hidden agenda. No conflict of interest.

FCA regulated partners only

Every lender, adviser and broker we introduce you to is authorised and regulated by the Financial Conduct Authority. No exceptions. No unregulated lenders. Ever.

UK-based and accessible

OFFLEND is based in Colchester, Essex. Our partners are UK-based, English-speaking specialists. No call centres. No automated bots. A real person answers every enquiry.

Whole market access

Between our lending, mortgage advisory and broker partners, we have access to 90+ residential mortgage lenders, 400+ bridging and commercial specialists and a leading unsecured business lender.

Soft check only

We never run a hard credit check without your explicit consent.

Our Journey

Where we are heading

Phase 1
2025
Launch

Business finance and mortgage introductions live. FCA-regulated partner network established.

● Live now
Phase 2
2026
Scale & Expand

Extend lender panel. Add invoice finance and asset finance product lines. Grow adviser team.

Phase 3
2027
Own FCA Authorisation

Apply for direct FCA authorisation as a credit broker. Expanded regulated activities, broader product access.

Phase 4
2028+
Platform

Open API connections to lending partners. Real-time decisioning. Personalised finance dashboard for clients.

Start your free introduction today

60 seconds. Soft check only. FCA regulated partners. No fees. No obligation.

Speak to a Specialist → Read Finance Guides

FCA regulated partners · No fees to you · No credit check · Your home may be repossessed if you do not keep up repayments on your mortgage