Terms & Conditions

Last updated: 02/01/2026 GMT

1. About Offlend

Offlend.com (“Offlend”, “we”, “us”, “our”) is a trading name of Offlend Partners Ltd registered in England and Wales.

Offlend operates as an information, education, and lead-generation platform.
We are not a lender, not a mortgage advisor, and not authorised or regulated by the Financial Conduct Authority (FCA).

By accessing or using this website, you agree to these Terms & Conditions. If you do not agree, please do not use the website.

2. Purpose of the Website

Offlend provides:

  • Educational content relating to mortgages, lending, and personal finance
  • General guidance to help users understand financial topics
  • Optional introductions to independent third-party service providers, such as mortgage advisors

Offlend does not:

  • Provide financial, mortgage, legal, or tax advice
  • Recommend specific financial products or providers
  • Make lending, approval, or eligibility decisions

3. No Financial Advice & No Reliance

All information on Offlend.com is provided for general information purposes only and does not take into account your personal circumstances.

Nothing on this website constitutes:

  • Financial advice
  • Mortgage advice
  • Investment advice
  • Legal or tax advice

You agree not to rely solely on any information provided on this website when making financial decisions and to seek independent professional advice where appropriate.

4. Accuracy of Information

While we make reasonable efforts to ensure content on Offlend.com is accurate and up to date, we do not guarantee that information is complete, current, or error-free.

Financial products, lender criteria, rates, and regulations may change at any time without notice. Content may become outdated.

5. Introductions to Third Parties

If you request to be connected through Offlend:

  • You may be introduced to an independent third-party firm
  • Any advice or services are provided solely by that third party
  • Offlend does not assess suitability, affordability, or eligibility

We do not guarantee:

  • Mortgage approval
  • Product availability
  • Interest rates
  • Outcomes of any kind

Introductions do not constitute a recommendation or endorsement.
Offlend may receive a fee for introductions.

6. Third-Party Responsibility

Third-party firms introduced through Offlend operate independently.
They are solely responsible for:

  • The advice they provide
  • The services they offer
  • Any outcomes or decisions

Offlend accepts no responsibility or liability for the actions, omissions, advice, or services of third parties.

7. User Responsibilities

By using Offlend.com, you agree to:

  • Provide accurate and truthful information
  • Use the website lawfully
  • Not misuse, scrape, copy, or disrupt the website
  • Not present information dishonestly to third parties

You are responsible for verifying information before acting on it.

8. Eligibility & Geographic Scope

Offlend.com is intended for:

  • Users aged 18 or over
  • Users based in the United Kingdom

Content may not be suitable or applicable outside the UK.

9. Intellectual Property

All content on Offlend.com, including text, branding, guides, and materials, is owned by or licensed to Offlend and protected by UK intellectual property laws.

You may view content for personal, non-commercial use only.
You may not copy, reproduce, distribute, or republish content without written permission.

10. Website Availability

Offlend.com is provided on an “as is” and “as available” basis.

We do not guarantee:

  • Continuous availability
  • Error-free operation
  • That content will always be accessible

We may suspend, modify, or withdraw the website at any time without notice.

11. No Warranties

To the fullest extent permitted by law, we disclaim all warranties, whether express or implied, including warranties of accuracy, reliability, fitness for purpose, or availability.

12. Limitation of Liability

To the maximum extent permitted by law:

  • Offlend shall not be liable for any loss or damage arising from use of this website
  • This includes direct, indirect, or consequential losses
  • We are not liable for decisions made based on website content

Nothing in these Terms limits liability for fraud or liability that cannot be excluded under UK law.

13. Indemnity

You agree to indemnify and hold harmless Offlend, its directors, employees, and affiliates from any claims, losses, or liabilities arising from:

  • Your misuse of the website
  • Breach of these Terms
  • Provision of inaccurate or misleading information

14. External Links

Offlend.com may contain links to third-party websites.
We are not responsible for their content, services, or privacy practices.
Use of third-party websites is at your own risk.

15. Privacy & Cookies

Your use of Offlend.com is also governed by our:

  • Privacy Policy
  • Cookie Policy

16. Changes to These Terms

We may update these Terms & Conditions from time to time.
Changes will be posted on this page with a revised date.

Your continued use of the website constitutes acceptance of updated terms.

17. Governing Law

These Terms & Conditions are governed by the laws of England and Wales.
Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

18. Contact Details

If you have questions about these Terms, contact us at:

Email: contactus@offlend.com

Phone or WhatsApp: 07460648455
Company: Offlend Partners Ltd
Registered Address: 36 Axial Drive, Colchester, CO45RY